One of the most frustrating things for most personal injury victims is dealing with the adverse adjuster. They are unaccustomed to the procedure and often are mistreated by the adverse adjuster.
There are a few tips for handling your own property damage claim after car accident.
* If the accident is clear as far as who is responsible for the crash, take your vehicle to the repair shop of your choice and let them deal directly with the adverse insurance company on necessary repairs.
* Always inspect carefully the repairs before you accept your vehicle and don’t be afraid to take the vehicle back if it is not repaired your satisfaction driven off from the repair shop.
* On newer vehicles you may want to consider making a claim for diminished value as trying to sell a wrecked car will not bring the same amount as a car that has never been wrecked.
You can get an estimate from the dealer that sold you the vehicle to provide to the insurance company. Expect a major fight on this issue. If the adverse insurance company is not prepared to accept responsibility for repairs of your vehicle or is trying to stick you with the portion of the repairs, consider making a claim with your own automobile insurance company under the collision coverage and asked that your insurance company collector deductible from the adverse party.
While most people don’t want to go this route it is the preferred method to getting your car repaired or replaced quickly. On total loss claims be prepared to state your number on the value of your vehicle. You should have gone online and found comparable statistics for the fair market value of a vehicle like yours. Of course, expect the insurance company to lowball their offer based upon some criteria that may not make sense to you. If you have the backup data provided to the adjuster so you can provide a reasonable basis for the amount that you feel your car is valued out at the time of the wreck.
Additionally, you should be entitled to tax file and license fees for the value of your vehicle.